Central Missouri Electric Cooperative is a member-owned electric utility, operating on a not-for-profit basis for the shared benefit of its members. Each member is assigned a portion of the cooperative's margins, referred to as capital credits. These capital credits represent an investment in the coopertive and reflect your ownership share. 

The process of assigning these margins is called "allocations". Please note that the funds are not available for immediate withdrawal but are reinvested into the cooperative to reduce debt and strengthen our financial position. The return of these capital credits to members is called "retirement". As financial conditions permit, the Board of Directors approves the retirement of capital credits. 

To check if you or someone you know has unclaimed funds, visit our Unclaimed Funds page.